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Easy Steps to Open a Credit Union Account

Opening an Account is easy at the credit union:

Verify that you are eligible to open an account with us (scroll down for eligibility list)
Check out the benefits/products and services
Call us to schedule and appointment or visit a branch at your convience

Please bring the following to your appointment:

  • Your CA Driver's license
  • Completed membership application
  • $5 lifetime membership fee
  • Proof or eligibility (utility bill, paycheck, statement)


Open to all who live or work in South Bay

Credit unions exist solely for the purpose of meeting the financial needs of their member-owners. To that end, credit unions not only provide outstanding personal service, but members often earn higher returns on their savings while paying lower rates for loans. Each year, credit unions consistently outshine banks and S&Ls in the area of consumer/member satisfaction.

Credit unions are based on a one-member, one-vote structure, thus giving members the power to direct credit union policy in an effort to meet member needs. This structure is vastly different from the for-profit sector where stockholders vote according to the number of shares of stock they own. Their non-profit status enables credit unions to operate at a lower cost than many for-profit institutions and helps them to offer competitive loan and savings rates.

Who Can Join?
Any and all persons who live, regularly work, currently attend school or currently worship in the area known as South Bay, California, including those cities/unincorporated areas identified in the following current corresponding zip codes are eligible to join South Bay Credit Union.

Cities Zip Codes Cities Zip Codes
Carson 90230, 90231, 90232, 90233 Manhattan Beach 90266, 90267
Culver City 90745, 90746, 90747, 90749, 90810 Marina del Rey 90292, 90295
El Segundo 90245 Palos Verdes Peninsula 90274, 90275
Gardena 90247, 90248, 90249 Playa del Rey 90291, 90293, 90296
Hawthorne 90250, 90251 Playa Vista 90094
Harbor City 90710 Rancho Palos Verdes 90275
Hermosa Beach 90254 Redondo Beach 90277, 90278
Inglewood 90301, 90302, 90303, 90304, 90305, 90306, 90307, 90308, 90309, 90310, 90311, 90312, 90313, 90397, 90398 San Pedro 90731, 90732, 90733, 90734
Lawndale 90260, 90261 Torrance 90501, 90502, 90503, 90504, 90505, 90506, 90507, 90508, 90509, 90510
Lomita 90717 Venice 90291, 90292, 90293, 90294, 90295, 90296
Los Angeles 90045, 90056, 90066 Wilmington 90744, 90748


If you are an Employee, Member, or an Employee of a Chamber Member for the cities of El Segundo, Manhattan Beach or Redondo Beach Chamber of Commerce, you are welcome to join our South Bay Credit Union family.

This Includes the Following Family Members:
Mothers, fathers, sons, daughters, sisters, brothers, aunts, uncles, nephews, nieces, grandparents, grandchildren, significant others (significant others must reside at the same address), stepchildren, stepparents, stepgrandparents, adopted children and organizations of such persons.

And, If you aren't eligible to join South Bay Credit Union, we encourage you to check here for a credit union to join. 

Copyright 2010-2013 South Bay Credit Union. All rights reserved.
Web Site Design and Content Management by JSS Enterprises, Inc.

APR=Annual Percentage Rate. Sample auto loan of at 48 months, for well qualified borrowers. Sample 0.00% APR credit card balance
transfers for 6 months. Purchases and cash advances are subject to standard rates. All loans subject to borrower and property qualifications. Not all applicants
may be approved. Loan and deposit rates are subject to change without notice. Conditions, restrictions, and terms may apply.

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