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(310) 374-3436
SBCU@southbaycu.com

Routing & Transit Number:
322281028








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Personal Line-of-Credit/Overdraft Protection


Fine-tune your finances with this preapproved, revolving line-of-credit. Use the service as a general credit line, available whenever you need it. Of, use it as overdraft protection for your SBCU checking account! When you spot a bargain or need extra cash, just write a check … you’re covered, up to your available preapproved limit!

Signature Loans
Ideal for budgeted credit goals, Signature Loans let you borrow a specific amount and repay in open terms. Share-Secured or Certificate-Secured Loans Use your savings or share certificate accounts as collateral to secure this loan and you’ll receive a special low rate ... while continuing to earn dividends! (IRAs may not be used to secure loans.)

How to Apply
To apply for any personal or auto loan, sign into Home Banking or pick up an application at the branch and return it to SBCU postage-paid. You can also download the application here or apply online here.

If you have any questions or would like assistance, please stop by one of our branches, call us at (310)374-3436 or email us at sbcu@southbaycu.com.

Financial Tools
Access our convenient calculators to see how much your payment would be, how fast you can payoff your existing loan, and many other scenarios.

Loan Pre-approval
Arrange loan pre-approval if you are planning a large purchase. Pre-approval also makes it easier to shop within your budget.

Other Member Benefits
We have made arrangements with several partners to offer you discounted programs including insurance. Visit our Member Benefits page for more details.

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Web Site Design and Content Management by JSS Enterprises, Inc.

APR=Annual Percentage Rate. Sample auto loan of at 48 months, for well qualified borrowers. Sample 0.00% APR credit card balance
transfers for 6 months. Purchases and cash advances are subject to standard rates. All loans subject to borrower and property qualifications. Not all applicants
may be approved. Loan and deposit rates are subject to change without notice. Conditions, restrictions, and terms may apply.


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