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Loan Products

South Bay Credit Union offers a wide-range of loan products and services to meet the needs of our members. Whether you are purchasing a new car or your first home, South Bay Credit Union has the right loan for you. Please take a few minutes to explore the links below to the products and services that interest you.

Apply Online

Our online application only takes a few minutes to complete.  It is helpful to the fhe following information available before your start:  your Social Security Number, employer name and phone number, and you annual income amount.  

Loan Applications


We have a number of calculators to help you make important decisions such as:

  • Should I refinance?
  • How much car can I afford?
  • How long will it take to pay off my loan?
  • What will my investment be in the future?
  • How much do I need to support my retirement?
  • Should I lease or buy?

To access the calculators that will provide answers to these questions and many more, please click here

Sign online with DocuSign

We've made getting a loan with South Bay Credit Union even easier and more convenient. We now offer members the option of signing their auto and unsecured loan applications electronically using DocuSign.* Say goodbye to faxes, shipping and making extra trips to our branches. With DocuSign, you’ll have the money you need in no time. And, because there’s no paper to sign, it’s good for the environment!

DocuSign lets you receive your loan documents via a secure email. Each DocuSign document comes with an easy-to-understand electronic prompt to guide you on how to sign your loan electronically. Your loan documents will also be available for download. Once you sign for your loan, the credit union will be notified—and we'll fund your loan. It doesn’t get much easier than that.

The best in security
With DocuSign, you’ll have the peace of mind that your sensitive documents will not get lost in the mail. You can also be confident that your transaction is secure. DocuSign is the leading electronic signature solution among Global 2000 and Fortune 500 companies, passing rigorous security audits. After all, we demand only the best for our members.

Ask for DocuSign. It’s “the fastest way to get a signature!”

Copyright 2010-2013 South Bay Credit Union. All rights reserved.
Web Site Design and Content Management by JSS Enterprises, Inc.

APR=Annual Percentage Rate. Sample auto loan of at 48 months, for well qualified borrowers. Sample 0.00% APR credit card balance
transfers for 6 months. Purchases and cash advances are subject to standard rates. All loans subject to borrower and property qualifications. Not all applicants
may be approved. Loan and deposit rates are subject to change without notice. Conditions, restrictions, and terms may apply.

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